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Professional Indemnity Directors and Officers Liability Information Technology Liability
Businesses which supply advice of any kind can be sued for financial loss due to errors or omissions - and may need this protection. Directors & Officers (D&O) insurance covers the legal liability of directors and officers for their actual or alleged wrongful acts when acting in that capacity. "Wrongful act" means an actual or alleged breach of duty, breach of trust, neglect, error, misstatement, misleading statement, omission and breach of warranty or authority. The definition of "Director" and "Officer" can be very broad. A relatively new type of insurance, to protect employers against claims and legal costs by employees arising out inappropriate conduct in connection with their employment. This could include, for example, sexual harassment, wrongful dismissal, or discrimination on the basis of age, race, sex or religion. |
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